The Dems’ alternative to single-payer healthcare

The top-tier Dems have all unveiled pretty good healthcare plans, but none are willing to consider a single-payer system. (To his credit, Kucinich has a single-payer proposal, but his position has not yet influenced the larger policy debate.)

Barack Obama told a YearlyKos audience that if he were starting a healthcare system from scratch right now, he’d gladly support a single-payer system, but given the healthcare structure that currently exists, he doesn’t see that kind of overhaul as feasible. It’s not the ideal answer for proponents of such a plan, but at least he acknowledged the merit of the idea. John Edwards, in perhaps the most disappointing remark he’s made all year, dismissed single-payer, telling Rolling Stone, “Do you think the American people want the same people who responded to Hurricane Katrina to run their health-care system?”

And yet, Obama, Edwards, and Hillary Clinton all offer reasonably good alternatives. Are they good enough? Or should Dems hold out for a real single-payer system? Paul Krugman makes the case for the prior, arguing that the basic Democratic plan “looks like something that could actually happen early in the next administration, while enacting a single-payer plan like the Conyers plan or the PNHP plan, excellent though those plans are, might take a very long time.”

First, because most health insurance costs will continue to be paid out of premiums, the Demoplan doesn’t require a big tax increase — in fact, it can be financed simply by letting the high-end Bush tax cuts expire. I know, I know, the taxes that would support single-payer aren’t a true cost, because they would simply replace premiums and in most cases be lower than those premiums. But we’re talking about legislation, not reality.

Second, the Demoplans offer choice — so that people won’t feel that they’re being forced into a government plan. Over time, I suspect, many people will choose the government plan or plans — but they’ll have the option of staying with those wonderful people from the private insurance industry.

In an ideal world, I’d be a single-payer guy. But I see the chance of getting universal care, imperfect but fixable, just a couple of years from now. And I want to grab that chance.

Sounds good to me — just so long as Dems realize Republicans, Fox News, and the rest of the reflexive right will call their plan(s) “socialized medicine” whether it’s accurate or not.

And speaking of socialized medicine, Dr. Ezekiel Emanuel, an oncologist and chairman of the Department of Bioethics at the National Institutes of Health, explained in a terrific WaPo piece today that conservatives keep throwing the canard around, but — surprise, surprise — they don’t know what they’re talking about.

The U.S. health-care system has two distinct parts — financing and delivery. The financing system is how we pay for health-care services. It is composed of employer-based insurance, the individual insurance market, Medicare, Medicaid, SCHIP, the veterans health system and other programs. Today, the private part — employer-based coverage and individual insurance — accounts for just under 55 percent of all payments for health care, while government contributes about 45 percent.

The delivery system consists of about 850,000 doctors, 5,000 acute-care hospitals, 39,000 pharmacies and 8,100 home health agencies, as well as hospices, surgical centers, radiological centers, laboratories and other outlets that provide the actual health-care services Americans need.

To the extent that any health insurance scheme involves spreading among members of society the financial risk of getting sick, all insurance “socializes” the risk. This is, of course, not what people mean when they level charges of “socialized medicine.” This term is never used in reference to police protection, fire departments or highways — all of which are provided by government.

Properly speaking, socialism is when the state owns or controls the means of production. Thus “socialized medicine” is when the doctors are state employees; when the hospitals, drugstores, home health agencies and other facilities are owned and controlled by the government.

Only one part of the U.S. system really is socialized medicine: the veterans’ health-care system, which is wholly owned and operated by the federal government. Veterans love the system and vigorously oppose any suggestions of dismantling it and integrating them into civilian health care. By many measures, this bastion of socialized medicine may constitute the highest-quality and most efficient part of American health care.

Socialized medicine cannot mean that the government pays for part or all of health care while it is provided by doctors in their private practices and at private and (frequently) for-profit hospitals, commercial drugstores and the rest. If that were the case, Medicare would be socialized medicine. Maybe the people throwing around that epithet believe Medicare is “socialized medicine,” but they certainly have not told the elderly — who are well satisfied by Medicare. Most do not have the courage to openly oppose — and seek to end — Medicare because it is “socialized medicine.” Indeed, some of those who invoke the epithet have praised, as Novak put it, the “popular private Medicare program.”

None of the proposals by the three major Democratic presidential candidates can be characterized as socialized medicine. None calls for government ownership or control over U.S. hospitals, drugstores or home health agencies, or for making doctors employees of the federal or state governments. Indeed, the proposals by Hillary Clinton, John Edwards and Barack Obama retain and even include measures to expand the private employer-based insurance system.

If Republicans were worried about whether their talking points reflected reality, they might even find this troublesome.

The Republicans’ opposition to a single-payer system is, of course, grounded in their ideological belief that the finest form of health-care is the single-prayer system. That’s where we all pray: “Dear God, let me not get sick.”

  • Maybe I am being stupid but don’t we already have single payer insurance in the US.

    Three people are jogging down the street with no ID.

    They all get sick at the same time, heart attack, hit and run driver, hit by lightning, etc.

    Someone sees them in the middle of the street and calls 911.

    At what point does someone stop and say they would provide medical care without proof of insurance?

    ############
    Basically, it seems to me that if we are not letting people die in the streets then we need to provide a certain level of healthcare.

    So I don’t think the argument is should we have a single payer system. We already have it.

    The argument should be what level of insurance should be given to everyone.

    Am I nuts?

  • One of the greatest problems with our present system of private insurance is that the insurers are allowed to cherry-pick who they will cover. Of course they want to insure the healthy and exclude anyone who is sick. I don’t see how any of the current proposals fix this inherent problem.

    If an optional government plan is established, it will become the insurer of last resort for the people excluded from private insurance. This will allow the insurance companies to profit from insuring healthy people while the taxpayers get stuck for sick people’s medical expenses.

    Employer-based health insurance makes no sense either. How many people lose their insurance because they lose their job? How many people would like to change jobs or start their own businesses, but can’t do it because of health insurance issues? The right-wingers who worship the “free market” as a deity should recognize the drag that this puts on the economy.

    We already have a single-payer system in America that works very well. It’s called Medicare. It’s very popular. I would expand it gradually until it covers everyone.

  • i agree that over time a non-profit government alternative would win out. that would be competition/capitalism at its finest…meanwhile alot of people need to recognize the difference between emergency care and either preventive care or ongoing care after e.r. care, neither of which is equally available to those without insurance and both of which save lives and money to the system as a whole. The best argument for schip is that good preventive care for kids is cheap and saves oodles of suffering and money in the long run.

  • Neil, I can assure you that we are quite literally letting people die in the streets. Homeless people get taxi rides and get shoved into the street all the time, because the hospital can’t afford to keep them. Go see Michael Moore’s “Sicko”.

    More commonly, people refuse treatment because they fear the costs. For example, they refuse to go to the emergency room for chest pain, and then die a week later, because they know that even though the treatment will be administered “free”, the bills will come, and they will be financially ruined by them. So they gamble their lives, and often they die. I knew and loved someone who lost that bet, ironically he was a conservative and steadfast against publicly financed health care. I don’t know if he reconsidered that position as he lay dying.

    The treatment he would have needed after his first heart attack would have been fairly minor, compared to the costs he racked up in his last week of life. He was 44 yrs old. He had many years to pay the taxes that would have covered the cost of saving his life. And he died because “conservatives” in the United States refuse to think of health care as a right, just as police and fire protection are.

    I wish the Democrats would bite the bullet and ask the Republicans why not just privatize the Fire Departments all over the country? Lets have the people who have house fires pay for their “treatment”. Let’s let the private insurance companies pay for everything, and have private enterprise make the firetrucks more efficient.

  • These views always reflect the viewe that “government” is separate from the people. If government IS the people then all government programs are owned by the people. Saying it would take years to have a national health care plan instituted is bogus, since we already have Medicare in place and the VA in place we already have the role to get all people on Medicare with a VA drug prescription plan. This could be accomplished within months. People always have the right to buy additional private insurance.
    You just skipped right over the Kucinich plan which could be in place within weeks. Just passing over his plan because it “hasn’t influenced the larger policy debate” is precisely why we need his plan. If someone tells us that they can end the war within weeks and we ignore that person’s plan because “it hasn’t influenced the larger policy debate” would not be acceptable to the people who are dying on a daily basis because of a failed policy. Screw the larger debate…Kucinich’s plan should be the larger debate. When we have solutions to our problems they should not be ignored simply because they haven’t been a part of the larger policy debate.
    That Katrina comment by Edwards was one of the stupidest things he’s ever said and someone should have called him on it right then.
    You wouldn’t want a corrupt incompetent dishonest government agency handling your health care would you?…No, I’d want an efficient honest dedicated government agency handling my health care. DUH!

    It seems everyone is saying a single payer not for profit national health care plan would be the best way to go…but then turn around and say I just don’t think we could get it done?f Is this because the private ins. co. would lobby against it to keep the billions flowing to them…Give me a break. When will the Dems stop compromising on instituting the best plans…like ending the war, national healthcare, free public higher education. These are all doable and within months of a real leader taking office. If I could figure a way to do it they sure as hell can.(they being our democratic leaders).

  • Hints at giving a shit about children, hints yes, of course he hints don’t we have thousands of more kids to kill before we help them?

  • It’s not a “free market” anymore and hasn’t been for years. It’s a market that can be bought into if you have the money. The republicans want the free market because the rich can make more money off it while the poor and middle class must survive in it. The wealth has all been distributed and only the people with money are benefiting from the free market enterprise system.
    Healthcare is a right and should be a part of the commons. Even corporations would benefit from a national healthcare system but at least it should be made available to all without causing huge financial burdens.

    I get so angry at watching you and others just pass right over the Kucinich plan when it is exactly what we need. The other plans will end up not making any real change in our heath care coverage at all. We have the solution to this issue right in the palm of our hand yet we do everything but…Privatization is just another word for profiteering and has no place in the protection of our rights as humans, no place in what we all commonly share with each other health, education and welfare. We should all have the equal right to these. I thought I would see this in my lifetime..free higher education, national health care, and the elimination of poverty. This is basic to a democracy.

  • It would be remarkably simple to expand the current private insurance system to cover everyone. Insurers would be delighted to gain 50 million new customers. In return, they would be required to accept everyone using a standard rating scale with no exclusions. Such a system would require universal participation. Everyone would be required to participate – that is, to pay up. Remember, many of the currently uninsured opt out voluntarily, like young people. They could no longer do so under such a system. We already have a mandatory private insurance system – it’s called automobile insurance. With everyone in the country participating, insurance companies could pool their risks so individual companies wouldn’t need to select against us – they’d know what their costs were going to be. Underwriting costs would decline significantly.

    A single payer system is ideal, but not practical as long as there are enough Republicans around to defeat it. A private system is a reasonable compromise.

    Imagine how much better off Americans would be if they didn’t have to worry about being able to afford health care. How much stronger our middle class would be. Imagine how much better off private insurers would be. It’s win/win, except for the grynch crowd – you know, those people who just don’t want ordinary folks to have the same things they do. We call them Republicans.

  • We already have a mandatory private insurance system – it’s called automobile insurance. — hark, @9
    Don’t know where you’re at but, in VA, it’s a long way from being mandatory. You can opt out by paying some $300 or $400 (don’t know whether it’s per year or per license renewal, which is every 5 yrs). So that, if you’re in an accident, you just hope and pray that the *other* guy is insured and that *his* insurance will cover your damages. Of course, his insurance rates go up as a result, but it’s no skin off *your* nose…

    susan g, @4,
    If it’s not-for-profit, if it just pays for itself, if nobody is making an extra buck (or million), then it’s not capitalism at all, never mind “at its finest”.

  • Gravel supports single-payer too.

    Between Gravel and Kucinich’s pounding this issue, maybe we’ll have affordable (for the nation) by 2079.

    *sigh*

    Hark@9.
    Many of those healthy people opting out are underemployed in King George’s McJobs. They aren’t opting out to save money, they opt out because there are no affordable options for them. Many are forced into part time hours specifically so employers can avoid paying for their health care.

  • Single payer health insurance has an appeal just like social security. One would think that the system is secure. We all thought so with social security. It is true that Americans have been badly mistreated by its health insurers. We don’t speak about the looming massive deficits our children will suffer under social security, medicare and medicaid. There are no guarantees that a monopoly in a single payer system would escape the looming $40 plus trillion dollar deficits we Americans will experience over the next 20 years. Social Security was used and is used to support wars. We can thank Lyndon Bains Johnson for the unitary budget allowing for social security money to support the Vietnam War and every war since then. Are we seriously considering putting the United States government in total control of our health insurance and health care? Has anyone on this blog ever tried to get an answer on any issue from our government. We are currently locked into an endless war on terrorism. We find ourselves unable to get answers as how to get out the war. We cannot get answers from those who have no skin in the game and yet send our children to war. Why would anyone expect government to act responsibly when even basic social security benefits often have to litigated to obtain guaranteed benefits ? Single payer does not take into consideration our medical providers. They are already chaffing under Medicare; many leaving the practice of medicine. Single payer does not take into consideration patients when there is a medical dispute. If we want to reduce and eliminate the power of our nation’s health insurers we have the means and infrastructure in place now to insure the uninsured and under insured without the nations current health insurance companies. We need not however replace a series of bad insurance actors with one huge insurance bad actor; the United States Government. Our under insured and uninsured cannot wait for single payer insurance.

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